474 Chowning Circle

Kettering, OH
$ 654,900 Beds 4 Baths 3.5 Sq 4,712
Monthly Estimate* How much can I afford?

Welcome home to this beautifully updated home offering nearly 4,000 square feet of finished living space on almost an acre! This spacious home features 4 large bedrooms, including a private primary suite with an en-suite bathroom, and a desirable 3-car garage providing plenty of space for vehicles, storage, and hobbies. The stunning, newly remodeled kitchen is the heart of the home, showcasing quartz countertops, a large center island, stainless steel appliances, and ample cabinet space. Luxury vinyl plank flooring flows throughout the main living areas, complemented by fresh paint and new carpet in all bedrooms. The finished basement provides incredible additional living space complete with a wet bar and full bathroom, making it perfect for entertaining, recreation, or hosting guests. Major updates provide peace of mind, including a new roof, gutters, windows, HVAC, water heater, and deck. Situated on nearly an acre, this move-in-ready home offers the perfect blend of modern updates, generous living space, and outdoor enjoyment. With room to spread out both inside and out, this exceptional property is one you won't want to miss!

Single Family

  • Price
  • $ 654,900
  • City
  • Kettering
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Montgomery
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.88 Acres
  • Zip
  • 45429
  • Sqr Footage
  • 4,712
  • Year Built
  • 1971
  • Style
  • MLS#
  • 960473
Listed By: Meghan Dwyer with Irongate Inc. - (937) 748-0000
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/19/2026 Listed $699,900
7/12/2026 1% - $689,900
7/23/2026 2% - $674,900
8/11/2026 1% - $664,900
8/27/2026 2% - $654,900

Property vs Zip Code Average in 45429

Price
AVG $440K
$650K
Year Built
AVG 1962
1971

Areas That We Cover

474 Chowning Circle Kettering, OH is a Single Family Home for sale at $654900 with 4712 sqft and a lot size of 0.88 Acres Acre(s). 474 Chowning Circle Kettering has 4 bedrooms, 3 baths and was built in 1971. The property's zip code is 45429 which is in Kettering, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Lindsey Holland

Lindsey Holland

513-986-5767

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