131 Hill Street

Urbana, OH
$ 250,000 Beds 3 Baths 1.5 Sq 1,880
Monthly Estimate* How much can I afford?

A fully remodeled farmhouse-style kitchen was completed in 2026 and features a new GE refrigerator, range, and dishwasher, along with a built-in Whirlpool microwave. Updates also include new cabinets, countertops, flooring, backsplash, and sink, creating a warm, inviting space. Adjacent to the kitchen are a utility room, a tastefully updated half bath, and a spacious 19 X11-foot enclosed porch. A new deck was added in 2023 that spans the back of the house and then wraps around one side. The main floor also offers a living room with exposed beams, hardwood floors, and a wood-burning stove. French doors open from there to a formal dining area where you have now circled back to that beautiful new kitchen. Most of the lighting has been replaced. The roof was replaced in 2024. The bedrooms are on the second floor which has all new flooring in April of 2025. The primary bedroom almost feels like it could have been two rooms originally as it is extra-large with two closets. There is a full bath with double vanity. This Old-Style home is conveniently located in very close proximity to downtown and the fairgrounds. In addition to the home this property sits on a total of 3 parcels which includes .82 of an acre lot plus loads of parking space. It also includes a powered 21x15 shed, a raised garden area and a tree lined view. They also added a fence that encloses the upper part of yard. Champaign County qualifies for several rural and government-backed loans you may want to explore offering low to 0 down-payments. Opportunities like this are rare, don't miss your chance to make this unique property your own!

Single Family

  • Price
  • $ 250,000
  • City
  • Urbana
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Champaign
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.82 Acres
  • Zip
  • 43078
  • Sqr Footage
  • 1,880
  • Year Built
  • 1900
  • Style
  • MLS#
  • 961208
Listed By: Lisa Smedley with Home City Real Estate - (937) 408-7888
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/10/2026 Listed $285,000
6/22/2026 4% - $275,000
7/21/2026 4% - $265,000
9/11/2026 6% - $250,000

Property vs Zip Code Average in 43078

Price
AVG $440K
$250K
Year Built
AVG 1934
1900

Areas That We Cover

131 Hill Street Urbana, OH is a Single Family Home for sale at $250000 with 1880 sqft and a lot size of 0.82 Acres Acre(s). 131 Hill Street Urbana has 3 bedrooms, 1 baths and was built in 1900. The property's zip code is 43078 which is in Urbana, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Lindsey Holland

Lindsey Holland

513-986-5767

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