4048 Upham Road

Kettering, OH
$ 289,900 Beds 3 Baths 1.5 Sq 1,532
Monthly Estimate* How much can I afford?

Welcome home to this beautifully maintained 3-bedroom, 1.5-bath ranch offering 1,532 square feet of comfortable living space in a highly desirable location. From the moment you arrive, you’ll appreciate the home’s outstanding curb appeal, mature landscaping, and inviting presence. Inside, you’ll find a functional layout designed for everyday living, along with an enclosed sunroom featuring beautiful slate floors—the perfect place to enjoy your morning coffee, unwind in the evening, or take in views of the expansive backyard. The private, oversized backyard provides a peaceful retreat with plenty of room for entertaining, gardening, or simply relaxing. The spacious two-car attached garage offers exceptional storage with five large built-in storage units, while additional features such as a built-in wall safe and whole-house fan add convenience and character. Major updates provide peace of mind, including a remodeled full bathroom (2021), perimeter insulation (2021), rebuilt chimney (2021), roof (2014), furnace and central air (2014), and sewer line replacement (2024). Hardwood flooring adds warmth to two of the three bedrooms, and the washer, dryer, refrigerator, stove, and dishwasher all convey with the home, making moving in even easier. Conveniently located just minutes from Town & Country Shopping Center, NCR Country Club, Moraine Country Club, schools, dining, and everyday amenities, this well-cared-for property combines timeless charm, thoughtful updates, and an unbeatable setting. Don’t miss the opportunity to make this exceptional home your own!

Single Family

  • Price
  • $ 289,900
  • City
  • Kettering
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Montgomery
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.5227 Acres
  • Zip
  • 45429
  • Sqr Footage
  • 1,532
  • Year Built
  • 1954
  • Style
  • MLS#
  • 965778
Listed By: Terry Blakley with RE/MAX Victory + Affiliates - (937) 874-5787
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/4/2026 Listed $299,900
8/31/2026 3% - $289,900

Property vs Zip Code Average in 45429

Price
AVG $440K
$290K
Year Built
AVG 1961
1954

In The Neighborhood

Areas That We Cover

4048 Upham Road Kettering, OH is a Single Family Home for sale at $289900 with 1532 sqft and a lot size of 0.5227 Acres Acre(s). 4048 Upham Road Kettering has 3 bedrooms, 1 baths and was built in 1954. The property's zip code is 45429 which is in Kettering, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Sydney Gacek Staggs

Sydney Gacek Staggs

513-986-5767

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