3400 Southdale Drive

Kettering, OH
$ 496,000 Beds 5 Baths 3.5 Sq 3,966
Monthly Estimate* How much can I afford?

*$4,000 Buyer Bonus Credit Available* — Use Toward Closing Costs, Rate Buydown, or Updates you see fit! This home is pure mid-century modern magic. Perched on prime hilltop in desirable Governors Hill, this showstopper blends dramatic vintage architecture, serene wooded views, and thoughtful updates. Spanning nearly 4,000 sq. ft., the character and flare is seen at every turn—dramatic vaulted ceilings, sun-drenched rooms, and seamless lines of sight. Step outside to a massive back deck (freshly stained 2026) with a plumbed-in gas (not propane!) grill, or take in sunset views of the historic Governor’s Mansion from your elevated top-of-the-yard retreat. Sleek New Flooring: Main level (2023), basement rec room (2025), and 2nd-floor bedroom carpet (2023; professionally cleaned 2026). Updated kitchen with new fridge (2025) & new washer (2026), new Roof (2023) & updated HVAC (2021)! Homes with this level of space, character, and turnkey mechanical updates rarely hit the market. Come see for yourself, there is truly nothing like this one on the market.

Single Family

  • Price
  • $ 496,000
  • City
  • Kettering
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Montgomery
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.54 Acres
  • Zip
  • 45409
  • Sqr Footage
  • 3,966
  • Year Built
  • 1977
  • Style
  • MLS#
  • 966677
Listed By: Kristine Wights with Luma Realty - (937) 545-0864
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/17/2026 Listed $500,000
8/28/2026 1% - $496,000

Property vs Zip Code Average in 45409

Price
AVG $420K
$500K
Year Built
AVG 1950
1977

In The Neighborhood

Areas That We Cover

3400 Southdale Drive Kettering, OH is a Single Family Home for sale at $496000 with 3966 sqft and a lot size of 0.54 Acres Acre(s). 3400 Southdale Drive Kettering has 5 bedrooms, 3 baths and was built in 1977. The property's zip code is 45409 which is in Kettering, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Sydney Gacek Staggs

Sydney Gacek Staggs

513-986-5767

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