265 Highland Terrace

Kettering, OH
$ 364,900 Beds 4 Baths 3 Sq 2,800
Monthly Estimate* How much can I afford?

Tucked at the end of a dead-end street in the heart of Kettering, this all-brick ranch offers the kind of quiet most buyers only dream about. With virtually no traffic, freshly sealed blacktop, clean landscaping, and mature trees on every side, the lot feels private and peaceful, yet you're minutes from everything. Step inside to find refinished wood flooring flowing through the great room, hallways, and into the bedrooms, plus fresh paint throughout for a crisp, move-in-ready feel. Off the great room, a raised deck overlooks the lush, tree-lined back yard. The kitchen was beautifully remodeled in April 2024 and opened into the dining room. It features IKEA ASKERSUND cabinetry, quartz countertops, LifeProof LVP flooring, and all-new 2024 Samsung smart refrigerator, induction range, dishwasher, and microwave. Under-cabinet lighting, overhead LED channels, and automated sink blinds add modern convenience. The main level also offers three bedrooms with custom closets, plus two full baths, including a primary bath. The finished walkout basement adds tons of extra living space: a fourth bedroom, another full bath, laundry room, and plenty of storage. Walk out to the private patio, plus enjoy the peace and quiet this location is famous for. There's a two-car side-entry garage, plus a smart home system that's easy to live with: Home Assistant controller, UniFi Wi-Fi/network, and energy-use sensing on selected kitchen, laundry, and other appliances. The best part? Wall switches work exactly like a normal house. Smart controls just add optional app, voice, and automation features — high-tech without the headache. From end-of-street privacy to the remodeled kitchen to the walkout lower level, this one checks every box. If you've been waiting for a quiet, move-in-ready retreat in Kettering, this is it. Come see why 265 Highland Terrace won't last. An America's Preferred Home Warranty is included!

Single Family

  • Price
  • $ 364,900
  • City
  • Kettering
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Montgomery
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.2904 Acres
  • Zip
  • 45429
  • Sqr Footage
  • 2,800
  • Year Built
  • 1961
  • Style
  • MLS#
  • 967529
Listed By: Mark J Peebles with NavX Realty, LLC - (937) 530-6289
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/28/2026 Listed $364,900

Property vs Zip Code Average in 45429

Price
AVG $440K
$360K
Year Built
AVG 1961
1961

Areas That We Cover

265 Highland Terrace Kettering, OH is a Single Family Home for sale at $364900 with 2800 sqft and a lot size of 0.2904 Acres Acre(s). 265 Highland Terrace Kettering has 4 bedrooms, 3 baths and was built in 1961. The property's zip code is 45429 which is in Kettering, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Kimberly Hartzler

Kimberly Hartzler

513-986-5767

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