2431 Santa Rosa Drive

Kettering, OH
$ 325,000 Beds 4 Baths 3 Sq 2,188
Monthly Estimate* How much can I afford?

Welcome home to this beautifully maintained 4-bedroom, 3 full-bath residence that has been lovingly cared for and thoughtfully updated over the years. From the moment you step through the front door, you'll feel the warmth, comfort, and pride of ownership that make this house truly special. Offering generous living space and a long list of improvements, this move-in-ready home is waiting for its next family to create lasting memories. The current owners have invested extensively in the home's upkeep and modernization, giving you peace of mind for years to come. Major improvements include a brand-new main sewer line to the street installed in 2022, luxury vinyl plank flooring added to the basement in 2022, and a beautifully remodeled primary bathroom completed in 2017. New carpeting upstairs was installed in 2022, while the hot water heater was replaced in 2021 and the air conditioning unit was upgraded in 2024, ensuring comfort and efficiency throughout the seasons. Additional updates include ceiling fans in the bedrooms (2020), a new refrigerator (2021), an updated electrical panel (2020), and a new garage door (2017). The home's exterior has also been enhanced with updated vinyl siding, while custom blinds throughout provide both style and privacy. Whether you're relaxing in one of the spacious living areas, enjoying time with family and friends, or simply appreciating the many updates already completed, you'll quickly see that this home has been exceptionally cared for. With so many major improvements already done, there is truly nothing left to do but move in, unpack, and start enjoying all that this wonderful home has to offer.

Single Family

  • Price
  • $ 325,000
  • City
  • Kettering
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Montgomery
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3005 Acres
  • Zip
  • 45440
  • Sqr Footage
  • 2,188
  • Year Built
  • 1966
  • Style
  • MLS#
  • 969270
Listed By: Dana C Pant with Irongate Inc. - (937) 436-2700
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/19/2026 Listed $325,000

Property vs Zip Code Average in 45440

Price
AVG $380K
$330K
Year Built
AVG 1981
1966

In The Neighborhood

Areas That We Cover

2431 Santa Rosa Drive Kettering, OH is a Single Family Home for sale at $325000 with 2188 sqft and a lot size of 0.3005 Acres Acre(s). 2431 Santa Rosa Drive Kettering has 4 bedrooms, 3 baths and was built in 1966. The property's zip code is 45440 which is in Kettering, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Kimberly Hartzler

Kimberly Hartzler

513-986-5767

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